Business Checking
Secure transactions, easy expense tracking, and enhanced financial management for your business.
Experience the advantages of a Redstone Bank Business Checking Account. Enjoy competitive interest rates, low fees, and personalized service. Our accounts simplify daily financial operations, streamlines transactions, and provides access to convenient online banking tools.
Business Checking Accounts
No matter the size of your business, we have the checking account to fit your business needs. Get the business account that works for you and helps you to keep your business running smoothly.
Business Checking
Redstone Business Checking is the perfect fit for small businesses who anticipate lower levels of account activity.
- $1,500 minimum balance
- 150 items per month free
- Free eStatements
- Debit cards available
- Up to $12 in ATM fees reimbursed per month
- Commercial Online BillPay available for $5/month
NEW Business Advantage Checking
Our Business Advantage Checking is for mid-size businesses who will carry a larger average balance and anticipate more account activity.
- $25,000 average monthly balance
- Free 10 ACH batches/items per month
- Free 300 transaction items per month ($0.20/item after)
- Free eStatements
- Free Mobile Deposit
- Free Commercial Online BillPay
- Free Incoming Wires
- Free Initial Order of Personal Sized Checks
- Free Debit Cards
- Up to $12 in ATM fees covered per month
Business Analysis Checking
Business Analysis accounts are tailored for businesses with higher activity levels and the desire to maintain balances to offset fees.
- No minimum balance required
- $15 monthly service charge
- Your account balance will gain an earnings credit which will be applied to your monthly service charge total to help offset fees, giving you the opportunity to have this account free of charge.
- Paper statement provided
- Debit cards available
- Up to $12 in ATM fees reimbursed per month
- Commercial Online BillPay available for $5/month
Business Checking plus Interest
Earning interest is always a plus! Maintain a minimum monthly balance and earn interest on your balances with this account.
- $5,000 minimum balance
- Competitive interest rates increase with account balance. Contact us for current rate information.
- Paper statement provided
- Debit cards available
- Up to $12 in ATM fees reimbursed per month
- Commercial Online BillPay available for $5/month
- Only available for non-profit, government and sole proprietor companies
| Business Checking | Business Advantage | Business Analysis | Business Checking plus Interest | |
|---|---|---|---|---|
| Minimum balance | $1,500 | $25,000 average balance | $0 | $5,000 |
| Service charges | $8 – Waived with balances over $1,500 | $10 – Waived with balances over $25,000 | $15 | $10 – Waived with balances over $5,000 |
| Items per month | 150/month free; $0.20 per item more than 150 | 300/month free; $0.20 per item more than 300 | $0.15 per check/debit paid on account. $0.10 per check deposited that’s drawn on Redstone Bank. $0.15 per check deposited that’s drawn on other banks (transit). | $0.15 per check/debit paid on account. $0.10 per check deposited that’s drawn on Redstone Bank. $0.15 per check deposited that’s drawn on other banks (transit). |
| eStatements | Yes | Yes | No | No |
| Paper statements | Available for $3/month | Available for $3/month | Yes | Yes |
| Debit cards | $15 per year for up to 5 debit cards per account | Free debit cards available for account | $15 per year for up to 5 debit cards per account | $15 per year for up to 5 debit cards per account |
| ATM fee covered | Up to $12/month | Up to $12/month | Up to $12/month | Up to $12/month |
| Commercial Online BillPay | Available for $5/month | Free | Available for $5/month | Available for $5/month |
Business Checking Account Features
From small entrepreneurs to large corporations, we have an account that will fit your needs and your budget. Redstone Bank offers multiple business checking options that will benefit you. No matter the account, all accounts include:
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Visa Debit Cards
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Free Basic Business Online Banking
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Free Merchant Processing Analysis
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Redstone Express Deposit free for 12 months
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Discounted personal size checks or $100 credit towards initial deluxe check order
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0.25% discount on business loan with established business checking account
Debit Cards
Bank debit cards allow you to make purchases conveniently and confidently almost anywhere. Redstone Bank can quickly help you sign up and get started using your debit card right away. Visit any of our branch locations for more information.
Business Online & Mobile Banking
As a business owner, you’re busy. Redstone Bank understands your need for your banking experience to be easy, quick, and secure. With our online banking for businesses, you have convenient features like transferring funds, viewing all of your balances, and making payments 24/7.
Frequently Asked Questions
I received my token for Business Online Banking. How do I enable it?
Once you have received you token, your banker will provide you with easy-to-follow instructions for enabling your token.
Can I have multiple Online Business Banking users within my organization with different levels of access?
Yes. You can structure user access to meet whatever needs your organization has.
Are there fees for Business Analysis Checking?
Yes – please refer to Business Analyst Checking (above) but these fees can be offset depending on the monthly balance that you carry.
What is a beneficial owner?
A beneficial owner is anyone who owns 25% or more of a company is considered a beneficial owner and is verified anytime a business account is opened.
I am locked out of Business Online Banking. What should I do?
If you are locked out of your online banking, please call your nearest Redstone Bank location and one of our associates can assist you once your identification has been verified.
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