As Black Friday approaches, many of us prepare to take advantage of deals without the hassle of in-store crowds.
However, while online shopping is convenient, it can expose shoppers to cybersecurity risks, from phishing scams to fake websites designed to steal personal information. Here’s how to stay safe and secure as you shop for the best Black Friday deals this year.
1. Stick to Trusted Retailers and Verify Websites
- Whenever possible, shop directly from well-known and reputable retailers. Scammers often create websites with similar names or appearances to trick shoppers into sharing payment information.
- Look for “https://” at the beginning of the web address and a small lock icon next to it. This indicates that the site has security protocols.
2. Beware of Too-Good-to-Be-True Deals
- Be cautious of unusually generous or unrealistic promotions, as scammers often use enticing prices to lure unsuspecting customers. If you find a deal that seems too good to be true, research it thoroughly before purchasing.
3. Use Strong, Unique Passwords for Your Accounts
- Create strong passwords for your online shopping accounts. Avoid using the same password across multiple sites to reduce the risk of a data breach.
- Consider using a password manager to track your credentials and help you generate complex passwords.
4. Enable Two-Factor Authentication (2FA)
- Many online retailers offer two-factor authentication, adding an extra security layer to your account. With 2FA, you’ll receive a unique code on your phone that you’ll need to enter alongside your password. This step makes it much harder for scammers to access your account, even if they obtain your password.
5. Avoid Public Wi-Fi for Online Shopping
- Public Wi-Fi networks are generally unsecured, making it easy for hackers to intercept your data. When shopping online, use a secure, private Wi-Fi network whenever possible. If you must shop on public Wi-Fi, consider using a VPN (Virtual Private Network) to protect your connection.
6. Use Secure Payment Methods
- Use credit cards instead of debit cards for online purchases. Credit cards offer better fraud protection; if an issue arises, it’s easier to dispute the charge. Many banks also offer virtual credit card numbers or digital wallets (like Apple Pay, Google Pay, or PayPal) that can add an extra layer of security.
- If your bank or card issuer offers virtual card options, consider using those for added safety.
7. Watch Out for Phishing Emails and Texts
- Cybercriminals often send emails and texts that appear to be from legitimate retailers, offering links to “exclusive” deals or asking for verification of an “order.” Don’t click on links in unsolicited emails or texts—if you think the message might be legitimate, go directly to the retailer’s official website to check.
- Be especially cautious of emails or texts that ask for personal information, passwords, or payment details.
8. Keep Your Devices and Apps Updated
- Regular software updates on your phone, computer, and apps ensure you have the latest security patches. Hackers often exploit outdated software, so updating your devices reduces the risk of security breaches.
- Turn on automatic updates whenever possible so you don’t miss any critical security enhancements.
9. Monitor Your Bank and Credit Card Statements
- Regularly check your bank and credit card statements during the holiday season to quickly catch unauthorized transactions. Many banks offer instant alerts for transactions over a certain amount, which can help you see suspicious activity as soon as it happens.
- If you notice any unauthorized purchases, contact your bank or card issuer immediately.
10. Be Cautious of Social Media Ads and Offers
- Scammers often use social media to advertise fake products or direct shoppers to malicious websites. Before purchasing a social media ad, research the retailer and check customer reviews. Look for a professional website and established social media presence—scam accounts often lack these indicators.
By following these security tips, you can enjoy the convenience of Black Friday shopping without compromising your online safety. With caution and preparation, you can take advantage of the best deals with peace of mind. Happy (and safe) shopping!