Shannon, loan administrator at our Littleton branch

What’s the best CD for 2025? Meet the Flex CD.

Published March 24, 2025

With so many CD options available, finding the best certificate of deposit (CD) for 2025 can feel overwhelming. Do you choose a long-term CD for higher returns or a short-term CD for easier access? What if you didn’t have to choose at all?

Introducing the 7-Month Flex CD—the perfect balance of high returns and total flexibility.

What Makes the Best CD? Key Factors to Consider

Before choosing a CD, ask yourself:

✔️ How long can I commit my funds? Longer terms usually mean higher interest rates, but they also lock up your money.

✔️ Will I need access to my money? Traditional CDs penalize early withdrawals.

✔️ Can I continue to add funds? Most CDs don’t allow additional deposits after opening.

✔️ What interest rate am I getting? The best CDs offer competitive returns with favorable terms.

The 7-Month Flex CD checks all these boxes, making it one of the best CD options for 2025.

Why the 7-Month Flex CD Stands Out

🔹 Higher Interest Rate: Earn more compared to regular savings accounts. Our limited-time special of 4.11% APY* is one of the best rates around.

🔹 Unlimited Deposits: Keep adding money (in $1,000 increments).

🔹 Unlimited In-Person Withdrawals: Need access? No problem! Withdraw in $1,000 increments anytime.

🔹 Short-Term Commitment: Just 7 months—no need to lock up funds for years.

This unique combination makes it the ideal CD for 2025, offering both growth and flexibility.

Who Should Open a 7-Month Flex CD?

💼 Smart investors who want a strong return without a long commitment.

🏡 Homeowners & families who are saving for near-term expenses.

📈 Business owners who want liquidity while earning high interest.

Act Fast – This Special Offer Won’t Last!

The best CD for 2025 is here, but this high-yield special is for a limited time.

✅ Earn more. ✅ Stay flexible. ✅ Save smarter.

📍 Visit your nearest Redstone Bank branch today!

*APY (Annual Percentage Yield) The APY is effective as of 3/20/2025. Minimum balance of $5,000 to open. Maximum balance of $250,000.  Deposits accepted at any time at a minimum of $1,000. Unlimited in-person withdrawals ($1,000 minimum) with no penalty (conditions apply). Interest compounded monthly. Automatically renews to a 7-month Flex certificate at the current rate. Penalty for early withdrawal.

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