Personal Checking
Manage your money your way.
Our checking accounts provide the flexibility to meet your lifestyle and financial needs, letting you manage your money more effectively.
Tired of complicated banking processes? Say goodbye to endless paperwork, long queues, and hidden fees. We’re proud to offer the perfect solutions tailored to your needs.
Switch to our personal checking accounts today and enjoy a new banking experience. Say goodbye to the hassles of impersonal banking and say hello to a seamless and stress-free financial future with our personalized service.
All of our personal checking accounts feature:
-
Free debit card
-
Up to $12 in ATM fees reimbursed per month
-
Online banking with BillPay
-
Mobile banking with mobile deposits
-
Free e-Statements
-
Ability to send money safely and securely with Zelle®
-
Apple and Google Pay
-
Free email and text alerts
-
Manage your cards in our app
-
Switch Kit
Your money. Your choice of checking.
Choose the checking account that fits your lifestyle and financial goals. All of our checking accounts offer you the flexibility of online and mobile banking wherever you go.
Free Checking
A hassle-free account with no minimum balance, no monthly service fee, no statement fee, and no strings attached.
- No minimum balance requirement
- No monthly service fee
- Free e-Statements
Personal Checking
Designed for you if you keep a larger balance and want extra perks like earning interest and more.
- Earns interest
- First order of checks is Free
- Free e-Statements
My Design Rewards Checking
A checking account designed to reward you for using your account instead of for how much money you keep in it. Meet the requirements below to earn a premium interest rate.
- Earn 3.5% APY* on balances up to $20,000.00
- 2.0% APY* on balances $20,000 and over
- No minimum balance or monthly service charge
- $500 or more in direct deposits cumulative (1)
- 15 point-of-sale debit card purchases (2)
- Free e-Statements
Senior Checking
A checking account designed for you if you’re 55 or older and want to earn interest with your account.
- Earns interest
- No monthly service fee
- First order of checks is Free
- Free e-Statements
| Free Checking | Personal Checking | My Design Rewards Checking | Senior Checking | |
|---|---|---|---|---|
| Minimum balance | $0 | $2,000 | $0 | $0 |
| Monthly service charge | $0 | $10* | $0 | $0 |
| Monthly dormant fee | $0 | $0 | $10* | $0 |
| Earns interest | No | Yes | Yes | Yes |
| First order of checks is free | No | Yes | No | Yes |
| Free eStatements | Yes | Yes | Yes | Yes |
| Age requirement | No | No | No | Yes – 55 or older |
Debit Cards
When you open a new Redstone Bank checking account, you can instantly choose your debit card design and have it printed right there at the branch. Need a replacement card? Just visit your local branch and we’ll get you a new one printed.
Mobile Banking Benefits
Live on the go. Bank on the go. It’s never been easier to bank wherever you are, at home on the couch or on the beach for vacation. Manage your banking your way.
Reasons to choose Redstone Bank
We Value Local.
Whether you’re living in Littleton, born and raised in Centennial, or just moved to Parker, we can help you with all of your banking needs. We understand what it means to be local, our staff and leaders live here, work here, and are proud to call these communities, home.
We Make It Personal.
Customer service matters. And the best customer service comes from the heart. And boy, do our employees have heart. They care about you. They’ll ask about your family. They want to know about you and what your goals are so they can help you achieve them.
We’ve Got What You Need.
We offer new banking technology to keep you moving, but with the small hometown feel that you want and deserve from a community bank. From contactless debit cards to paying your bills online, we’ve got you covered.
Switch Kit
We make it easy to switch to Redstone Bank. Make the switch today and enjoy the benefits like our personalized service, latest technology, and great banking products.
Frequently Asked Questions
Why should I open a checking account?
Opening a checking account provides convenient money management, easy bill payments, secure transactions, and access to digital banking services, simplifying your financial life.
How do I open an account?
Simply complete the application in-person at any of our locations.
How do I add someone to an account?
To add someone to your checking account, call or stop in at one of our locations and we will assist you with the information needed and prepare the new documents.
How can I remove an owner from an account?
To remove an owner from your account, call or stop in at one of our locations and we will discuss the options with you.
How do I find my routing and account numbers?
There are several ways to find your routing and account numbers. First, if you have paper checks, you can check the bottom left corner of a check; both numbers will be listed. The routing and account numbers are sometimes found on your bank statements or online accounts. You can also contact your local branch to get the information. The routing number is also conveniently found in the footer at the bottom of our website.
Can I temporarily turn off my debit card if I have misplaced it?
Yes, we offer the option to temporarily turn off your debit card through our mobile banking app or online platforms if you’ve misplaced it.
How do I change my address?
To change your address on your checking account, simply call or stop in at one of our locations and we will assist you with making the change.
We’re here to help you find the right checking account.
Call your local branch or contact us online and we’ll answer your questions or help you get started.
Call your branch
When you call us, you’re going to talk to a real person. We promise.
Find a branch near you
Contact us online
Reach out to us online and we’ll get you a response as soon as possible.
Get in touchRelated Resources
All resources
Personal Checking Account: $2,000 minimum balance required to avoid $10 monthly service charge. For current interest rates, contact your local branch.
My Design Rewards Checking Account: My Design Rewards Checking: *Annual Percentage Yield (APY) **Per monthly statement cycle, ending on the last business day of the month. ***Qualifying point-of-sale debit card purchases includes: DDA PURCHASE, PAYMENT, DDA RECUR. Per monthly statement cycle does not include ATM transactions. $5.00 dormant fee if account has no activity for 6 months and balance in account is less than $100. Account offered to Consumers and Trusts only. Limit one account per primary account owner. For current interest rates, contact your local branch. If above criteria are not met, 0.25% APY* on all balances in account.
Paper statement available for monthly fee.
Personal Savings & CDs
Our savings accounts offer secure deposits, competitive interest rates, and easy online management, empowering you to save for goals confidently. Whether you’re saving for a rainy day or a dream vacation, start maximizing your funds with convenience and peace of mind today.
Learn more
Personal Online & Mobile Banking
Banking on the go is easy with Redstone Bank. With our Online & Mobile Banking solutions, you have access to mobile deposit, bill pay, account alerts, and so much more. Manage your debit cards, track your spending, and easily send and receive money from friends and family.
Learn more